Terms of Service

Last updated: October 24, 2025

Welcome to (the "App"), provided by [Your Company Name] ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the App, including any content, features, or services offered through it. By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

1. Description of Service

The App uses artificial intelligence to provide predictive suggestions on stock market buy and sell points based on historical data and algorithms. These suggestions are for informational purposes only and are not intended as financial, investment, or trading advice. We do not guarantee accuracy, completeness, or profitability. Market conditions can change rapidly, and past performance is not indicative of future results.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the App. By using the App, you represent that you meet these requirements.

3. Subscription and Payments

Access to predictions requires a paid subscription. Subscriptions are billed [monthly/annually] in advance via [payment method, e.g., app store or Stripe]. Fees are non-refundable except as required by law. We may change pricing with notice. You authorize recurring charges until cancellation. Cancel via [app settings/account portal]; access ends at the billing period's close.

4. User Responsibilities

  • Use the App only for personal, non-commercial purposes.
  • Do not rely solely on our suggestions; consult a licensed financial advisor.
  • You are responsible for all investment decisions and any resulting losses.
  • Do not share, copy, or distribute App content without permission.
  • Comply with all applicable laws, including securities regulations.

5. Disclaimers

THE APP AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ACCURACY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT GUARANTEE THAT PREDICTIONS WILL BE ERROR-FREE, TIMELY, OR LEAD TO PROFITS. TRADING INVOLVES SIGNIFICANT RISK OF LOSS AND IS NOT SUITABLE FOR ALL USERS. YOU ASSUME ALL RISKS ASSOCIATED WITH USING THE APP.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING FROM YOUR USE OF THE APP, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS.

7. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, losses, or damages arising from your use of the App, violation of these Terms, or infringement of third-party rights.

8. Intellectual Property

We own all rights to the App, AI models, and content. You are granted a limited, non-transferable license to use the App for personal use only. Do not modify, reverse-engineer, or create derivative works.

9. Termination

We may terminate or suspend your access at any time for any reason, including violation of these Terms. Upon termination, your right to use the App ends immediately.

10. Governing Law

These Terms are governed by the laws of [Your Jurisdiction, e.g., State of California, USA], without regard to conflict of laws principles.

11. Changes to Terms

We may update these Terms with notice via the App or email. Continued use constitutes acceptance.

12. Contact Us

For questions, contact [email].

By using the App, you acknowledge that you have read, understood, and agree to these Terms.